OPPORTUNITIES FOR DEVELOPING REGIONAL ECONOMY BASED ON FINANCIAL SERVICES OPPORTUNITIES
Keywords:
regional economy, financial services, financial inclusion, banking services, digital payments, microfinance, insurance services, fintech, investment activity, economic development.Abstract
This article examines the opportunities for developing the regional economy through the expansion and effective use of financial services. The study analyzes the role of banking services, digital payment systems, microfinance, insurance, and fintech solutions in stimulating regional economic growth. Special attention is paid to the importance of financial inclusion, access to credit resources, digital financial technologies, and investment activity in supporting entrepreneurship and improving living standards. The article also highlights existing challenges, such as regional disparities in financial infrastructure, low financial literacy, limited access to digital technologies, and cybersecurity risks. Based on the analysis, the study proposes ways to improve the efficiency of financial services and strengthen their impact on sustainable regional economic development.
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