DIGITAL FINANCIAL LITERACY PLATFORMS IN UZBEKISTAN AND THEIR ANALYSIS
Keywords:
Digital financial literacy; Finlit.uz; World of Finance; Fintech; Household budget; Financial stability; Financial decision-makingAbstract
The article analyzes the impact of digital financial literacy platforms on household budgets in Uzbekistan from both empirical and theoretical perspectives. The study was conducted through Finlit.uz, the interactive “World of Finance” platform, Uzum–Mastercard financial literacy courses, and fintech mobile applications (Alif Mobi, Click, Payme, etc.). Survey results show that using digital financial literacy platforms increases savings, improves expense planning, and enhances confidence in financial decision-making. The findings confirm the effectiveness of digital financial platforms in improving household budget quality and ensuring financial stability.
References
1. Gozibekov D. Raqamli iqtisodiyot sharoitida moliyaviy savodxonlik // Iqtisodiyot va ta’lim. – 2021. – №3. – P. 45–52.
2. Hasanov R. Fintech va uy xo‘jaliklari moliyasi // Moliyaviy tahlil. – 2022. – №2. – P. 33–40.
3. Qalampir.uz. Mirziyoyev banklarda raqamli xizmatlarni kengaytirish bo‘yicha topshiriqlar berdi [Elektron resurs]. – Kirish manzili: https://qalampir.uz/en/news/mirziyeev-banklarda-rak-amli-khizmatlarni-kupaytirish-buyicha-topshirik-berdi-123995?utm_source
4. UzDaily. Uzbekistan to establish fintech office under Central Bank to support digital innovation [Elektron resurs]. – Kirish manzili: https://www.uzdaily.uz/en/uzbekistan-to-establish-fintech-office-under-central-bank-to-support-digital-innovation/?utm_source
